About us
A mortgage brand built for the road
Trucker Mortgages exists because too many hardworking drivers get turned down by lenders who don't understand how trucking money works.
Why we built Trucker Mortgages
Owner-operators run real businesses. They manage fuel costs, insurance, maintenance, factoring, and settlements, and they take every legitimate deduction their CPA finds. Then they apply for a mortgage and get judged on the one number designed to be as small as possible: taxable income.
Trucker Mortgages is the on-ramp we built for those drivers. It's powered by Matador Lending, an independent mortgage broker based in Houston, Texas. Every loan is originated and closed by Matador Lending under NMLS #2072896.
The broker advantage
A bank can only offer you its own programs. As a broker, Matador Lending works with 150+ wholesale lenders, including non-QM lenders that specialize in bank statement, 1099, P&L, and DSCR loans. We shop your file, compare real options, and tell you plainly when a traditional loan would serve you better.
How we work with drivers
- Text-first communication that works around your hours of service
- Digital document upload and e-signatures
- Closings scheduled around your home time, with mobile or remote notary options where available
- Straight answers about what you qualify for, including when the answer is not yet, and what to do about it
Your loan officer
Apurva Sanghavi is President of Matador Lending (NMLS #227127). He leads a Houston-based team of producing loan officers and has spent years helping self-employed borrowers qualify on their real income.
Trucker Mortgages is a marketing brand of Matador Lending, NMLS #2072896. Verify licensing at NMLS Consumer Access. Equal Housing Opportunity.
Find out what you qualify for. From the cab.
Answer a few questions, no credit pull to start. A licensed loan officer who speaks trucking will shop your file across 150+ wholesale lenders.